Sometimes things happen to us in life that we really have no control over. One of these things, off the top of my head, is getting laid off. It may have been nothing you did wrong. Maybe the company you worked for was just downsizing. So you lost your job? Now what happens? Hopefully, you’ll
Lately I have seen an increasing number of clients failing to perform all the necessary requirements to receive a discharge (discharge is the process of getting rid of your debt) in both Chapter 7 and Chapter 13 bankruptcies. Most Chapter 7 bankruptcies are quite straight forward. You take a credit counseling class before you file,
As a practicing bankruptcy attorney I often get the same question from potential clients. That question is, “do we have to go to court?” In an outtake from a previous radio interview, I answer that exact question right here. For more information on bankruptcy, see see our bankruptcy page.
“But I just don’t think it’s moral or the right thing to do.” That’s a sentence I hear a lot, and many times it’s this thought process that will keep someone who really, legitimately needs to file for bankruptcy from doing so. Individuals who decide against filing bankruptcy because of its implications with morality will